Skyrocketing inflation is stretching budgets and devaluing savings. Credit card debt shot up 13% over a recent 12-month stretch as millions of US households struggle...
Personal Finances
All Personal Finances Articles
Strategic Money Moves for a Tough 2023
There are tough times ahead, as investors and consumers head into decades-high inflation, fast-rising interest rates and an economy teetering on recession. Bottom Line Personal...
Learn From the Money Experts’ Mistakes
With a bear market and an economy teetering on recession, any money missteps you make now tend to be amplified. To avoid the mistakes that...
Medicare Advantage Plans are Denying Payments
Many seniors opt for private Medicare Advantage plans instead of traditional fee-for-service Medicare so they can access a broader array of services and perks such...
When the Bear Bites Your 529
The bear market has been especially painful for parents of college students or children about to attend college. Their “529” tax-advantaged, education-savings plans—which families can...
Dealing with Post-Pandemic Financial Upheaval
The pandemic’s daunting psychological challenges are largely behind us. Now it’s time to deal with the financial challenges. These are uncertain, upsetting, unprecedented economic times....
401(k) Prediction
Too rattled to look at your 401(k) statements in recent months? At the very least, peek at a new feature mandated by the US Department...
Beware: 6 Common Health Coverage Misconceptions
How well do you understand your health coverage? In the world of health insurance and, to a lesser extent, Medicare, a single misstep can trigger...
Medicare Advantage vs. Medigap
Should you sign up for a Medigap plan, a Medicare Advantage plan or neither when you become eligible at age 65? Consider these factors… ...
Analysts Worth Listening To
Wall Street analysts wield enormous influence on investors even though most have only mediocre track records—in fact, more than half of their buy ratings generate...
Problem With Gift Cards
Who doesn’t love a gift card? Certainly I do. In fact, for one of my favorite retailers, I have accumulated three over the last year...
Stop Paying Annoying Bank Fees
Banking fees are frustrating…and often unfair. Here’s how to determine your financial institution’s potential charges…and avoid paying them. Request disclosure. Banks are required by the...
