When we look to improve or alter our financial lives, we instinctively add stuff. The result? An unwieldy mess of too many credit cards, accounts,...
Personal Finances
All Personal Finances Articles
What to Do If Your Pension Plan “De-Risks”
If you have a defined-benefit pension from your employer, you could face a common scenario—your company may decide to offload the hassles of maintaining this...
RMDs in Today’s Bear Market
The bear market is a double dose of bad news for many retirees. Not only has the value of their portfolios plunged, but once they...
Is the 60-40 Portfolio Dead?
For decades, an allocation of 60% stocks and 40% bonds was a winning strategy that provided strong annual returns with ample protection in volatile markets....
Medical Malpractice: How to Protect Yourself and Your Loved Ones
Injury or infection caused by medical treatment is one of the leading causes of death in the US. In fact, most of us will experience...
Take Steps to Lower Your Cell-Phone Bill Now
Even if you don’t keep a close eye on your cell-phone bill, you’ve still probably gotten the sinking feeling that it has increased over time....
The Bond-Fund Meltdown
Bonds are supposed to be steady, reliable, even boring investments—but they’ve created plenty of drama this year. The Bloomberg US Aggregate bond index plunged 6%...
Gas Cards: Not The Best Way To Save
With gas prices hitting record highs, Americans are looking for ways to save at the pump. One possibility: A gas station co-branded credit card that...
Best Credit Cards for 2022
Prices and interest rates are rising fast, and consumers are facing a range of changes in 2022—does that mean they should change credit cards? Adding...
Car-Rental Insurance Traps
Car-rental companies just love to sell you insurance—even though most customers are already protected by their personal policies and/or credit card companies. Still, there are...
Home-Stretch Money Troubles
There is no good time to endure a major financial setback, but in or near retirement is an especially bad time. Whether it is medical...
The Financial Risk of Early Decision
Students who apply to a college for “early decision” and who are accepted commit to enrolling in that school. Problem: These commitments are made before...
